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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,365 | $228,395+33.3% | $185,861+63.8% | $158,982+91.4% |
| Participation rate | 88.9% | 82.3%+6.6pp | 78.0%+10.8pp | 82.0%+6.9pp |
| Annual return | 15.93% | 40.82%-24.9pp | 35.96%-20.0pp | 302.99%-287.1pp |
| Employer contribution / active EE | $13,870 | $4,968+179.2% | $4,088+239.3% | $4,763+191.2% |
| Participant deferral / active EE | $16,343 | $6,417+154.7% | $5,634+190.1% | $5,983+173.1% |
| Admin fee / account holder | $1,443 | $11,869-87.8% | $9,503-84.8% | $11,252-87.2% |