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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,459 | $215,361-46.9% | $171,082-33.1% | $273,972-58.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 10.74% | 25.14%-14.4pp | 32.56%-21.8pp | 41.46%-30.7pp |
| Employer contribution / active EE | $0 | $4,967-100.0% | $4,002-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $19,714 | $5,543+255.6% | $4,797+310.9% | $5,287+272.9% |
| Admin fee / account holder | $1,466 | $10,846-86.5% | $8,520-82.8% | $10,133-85.5% |