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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,468 | $104,937-97.6% | $84,628-97.1% | $152,897-98.4% |
| Participation rate | 85.7% | 74.8%+10.9pp | 68.2%+17.5pp | 82.5%+3.3pp |
| Annual return | 30.34% | 373.88%-343.5pp | 258.80%-228.5pp | 345.43%-315.1pp |
| Employer contribution / active EE | $0 | $3,303-100.0% | $2,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,491 | $4,690-68.2% | $3,900-61.8% | $5,851-74.5% |
| Admin fee / account holder | $753 | $6,243-87.9% | $4,914-84.7% | $11,599-93.5% |