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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,946 | $125,797+174.2% | $170,057+102.8% | $75,177+358.8% |
| Participation rate | 78.0% | 83.6%-5.6pp | 87.0%-9.0pp | 67.2%+10.8pp |
| Annual return | 28.32% | 27.20%+1.1pp | 53.42%-25.1pp | 160.75%-132.4pp |
| Employer contribution / active EE | $20,341 | $4,616+340.7% | $6,790+199.6% | $2,671+661.5% |
| Participant deferral / active EE | $15,333 | $6,838+124.2% | $10,411+47.3% | $4,126+271.6% |
| Admin fee / account holder | $46,448 | $8,177+468.1% | $12,826+262.1% | $5,651+721.9% |