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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,724 | $100,060+156.6% | $149,721+71.5% | $70,126+266.1% |
| Participation rate | 88.9% | 83.6%+5.3pp | 87.1%+1.8pp | 69.5%+19.3pp |
| Annual return | 16.81% | 27.46%-10.7pp | 1501.67%-1484.9pp | 73.15%-56.3pp |
| Employer contribution / active EE | $16,333 | $3,661+346.1% | $5,444+200.0% | $2,343+597.3% |
| Participant deferral / active EE | $11,488 | $4,982+130.6% | $6,568+74.9% | $3,332+244.8% |
| Admin fee / account holder | $865 | $8,285-89.6% | $11,282-92.3% | $4,645-81.4% |