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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,994 | $81,476+184.7% | $102,383+126.6% | $80,925+186.7% |
| Participation rate | 83.3% | 66.8%+16.5pp | 74.5%+8.8pp | 67.7%+15.7pp |
| Annual return | 9.45% | 25.59%-16.1pp | 24.94%-15.5pp | 35.65%-26.2pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $3,870-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $6,838 | $3,871+76.7% | $5,060+35.2% | $4,299+59.1% |
| Admin fee / account holder | $1,756 | $6,717-73.9% | $8,391-79.1% | $6,940-74.7% |