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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,543 | $160,070-38.4% | $147,117-33.0% | $145,897-32.5% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 18.80% | 98.69%-79.9pp | 420.54%-401.7pp | 552.29%-533.5pp |
| Employer contribution / active EE | $5,626 | $5,285+6.5% | $4,932+14.1% | $4,663+20.7% |
| Participant deferral / active EE | $13,914 | $8,419+65.3% | $8,065+72.5% | $6,689+108.0% |
| Admin fee / account holder | $7,233 | $15,035-51.9% | $12,993-44.3% | $13,390-46.0% |