Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,362 | $75,541+1.1% | $152,093-49.8% | $82,637-7.6% |
| Participation rate | 21.9% | 66.5%-44.7pp | 77.8%-55.9pp | 68.1%-46.2pp |
| Annual return | 14.35% | 32.56%-18.2pp | 66.36%-52.0pp | 53.51%-39.2pp |
| Employer contribution / active EE | $470 | $2,622-82.1% | $4,175-88.8% | $2,552-81.6% |
| Participant deferral / active EE | $839 | $3,206-73.8% | $5,451-84.6% | $4,126-79.7% |
| Admin fee / account holder | $2,513 | $6,405-60.8% | $14,497-82.7% | $7,339-65.8% |