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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,346 | $209,405-40.1% | $178,486-29.8% | $158,931-21.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.32% | 188.77%-171.4pp | 151.08%-133.8pp | 302.86%-285.5pp |
| Employer contribution / active EE | $2,042 | $5,707-64.2% | $5,011-59.3% | $4,761-57.1% |
| Participant deferral / active EE | $16,116 | $5,954+170.7% | $5,202+209.8% | $5,982+169.4% |
| Admin fee / account holder | $758 | $17,076-95.6% | $13,985-94.6% | $11,247-93.3% |