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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,710 | $175,259-52.2% | $149,723-44.1% | $139,487-40.0% |
| Participation rate | 76.9% | 83.4%-6.5pp | 78.8%-1.9pp | 80.3%-3.4pp |
| Annual return | 13.58% | 166.82%-153.2pp | 134.50%-120.9pp | 373.84%-360.3pp |
| Employer contribution / active EE | $1,221 | $5,478-77.7% | $4,821-74.7% | $4,755-74.3% |
| Participant deferral / active EE | $3,221 | $6,522-50.6% | $5,682-43.3% | $6,713-52.0% |
| Admin fee / account holder | $504 | $16,158-96.9% | $13,215-96.2% | $11,407-95.6% |