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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,018 | $217,432-71.0% | $185,851-66.1% | $167,553-62.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.70% | 148.43%-136.7pp | 122.11%-110.4pp | 478.89%-467.2pp |
| Employer contribution / active EE | $1,478 | $5,874-74.8% | $5,168-71.4% | $4,840-69.5% |
| Participant deferral / active EE | $2,782 | $6,357-56.2% | $5,569-50.0% | $6,343-56.1% |
| Admin fee / account holder | $501 | $19,820-97.5% | $16,245-96.9% | $12,316-95.9% |