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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,715 | $138,114-57.5% | $125,391-53.2% | $134,545-56.4% |
| Participation rate | 64.3% | 84.5%-20.2pp | 82.4%-18.1pp | 81.2%-16.9pp |
| Annual return | 3.47% | 750.88%-747.4pp | 572.41%-568.9pp | 418.37%-414.9pp |
| Employer contribution / active EE | $15,097 | $5,246+187.8% | $4,816+213.5% | $4,742+218.4% |
| Participant deferral / active EE | $7,393 | $7,801-5.2% | $7,448-0.7% | $6,401+15.5% |
| Admin fee / account holder | $177 | $11,570-98.5% | $10,009-98.2% | $11,431-98.5% |