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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,164 | $176,105-68.7% | $159,474-65.4% | $167,536-67.1% |
| Participation rate | 70.0% | 85.0%-15.0pp | 82.8%-12.8pp | 82.1%-12.1pp |
| Annual return | 20.15% | 331.91%-311.8pp | 263.68%-243.5pp | 478.82%-458.7pp |
| Employer contribution / active EE | $7,346 | $5,299+38.6% | $4,831+52.1% | $4,839+51.8% |
| Participant deferral / active EE | $6,260 | $7,751-19.2% | $7,353-14.9% | $6,342-1.3% |
| Admin fee / account holder | $819 | $12,559-93.5% | $10,802-92.4% | $12,315-93.4% |