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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,098 | $102,422-52.1% | $147,117-66.6% | $80,959-39.4% |
| Participation rate | 96.8% | 75.9%+20.9pp | 82.2%+14.6pp | 67.7%+29.1pp |
| Annual return | 27.03% | 135.16%-108.1pp | 420.54%-393.5pp | 35.67%-8.6pp |
| Employer contribution / active EE | $5,789 | $3,717+55.7% | $4,932+17.4% | $2,757+109.9% |
| Participant deferral / active EE | $9,386 | $6,652+41.1% | $8,065+16.4% | $4,300+118.3% |
| Admin fee / account holder | $640 | $7,953-92.0% | $12,993-95.1% | $6,925-90.8% |