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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,253 | $148,623-21.1% | $135,974-13.8% | $139,466-15.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.39% | 79.30%-64.9pp | 68.30%-53.9pp | 373.66%-359.3pp |
| Employer contribution / active EE | $3,991 | $5,246-23.9% | $4,859-17.9% | $4,754-16.1% |
| Participant deferral / active EE | $15,242 | $8,103+88.1% | $7,760+96.4% | $6,712+127.1% |
| Admin fee / account holder | $12,085 | $12,406-2.6% | $10,767+12.2% | $11,409+5.9% |