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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,022 | $165,399-54.0% | $149,745-49.2% | $158,982-52.2% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 17.57% | 348.34%-330.8pp | 276.72%-259.2pp | 302.99%-285.4pp |
| Employer contribution / active EE | $3,091 | $5,105-39.4% | $4,646-33.5% | $4,763-35.1% |
| Participant deferral / active EE | $8,859 | $7,183+23.3% | $6,843+29.5% | $5,983+48.1% |
| Admin fee / account holder | $2,520 | $10,811-76.7% | $9,312-72.9% | $11,252-77.6% |