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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,492 | $93,617-39.7% | $135,982-58.5% | $75,177-24.9% |
| Participation rate | 86.7% | 75.2%+11.5pp | 81.9%+4.7pp | 67.2%+19.5pp |
| Annual return | 19.10% | 30.89%-11.8pp | 68.32%-49.2pp | 160.75%-141.6pp |
| Employer contribution / active EE | $4,468 | $3,538+26.3% | $4,859-8.0% | $2,671+67.3% |
| Participant deferral / active EE | $5,033 | $6,406-21.4% | $7,760-35.1% | $4,126+22.0% |
| Admin fee / account holder | $1,551 | $6,980-77.8% | $10,767-85.6% | $5,651-72.6% |