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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,972 | $105,210-42.0% | $159,487-61.8% | $85,851-29.0% |
| Participation rate | 88.0% | 75.8%+12.2pp | 82.8%+5.2pp | 69.3%+18.7pp |
| Annual return | 18.78% | 45.08%-26.3pp | 263.71%-244.9pp | 318.63%-299.9pp |
| Employer contribution / active EE | $3,446 | $3,319+3.8% | $4,831-28.7% | $2,565+34.3% |
| Participant deferral / active EE | $4,396 | $5,946-26.1% | $7,354-40.2% | $3,952+11.2% |
| Admin fee / account holder | $2,720 | $6,934-60.8% | $10,804-74.8% | $6,261-56.6% |