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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,985 | $71,353-21.5% | $92,805-39.7% | $86,983-35.6% |
| Participation rate | 92.1% | 80.9%+11.2pp | 83.5%+8.6pp | 69.5%+22.6pp |
| Annual return | 12.55% | 44.68%-32.1pp | 31.59%-19.0pp | 25.83%-13.3pp |
| Employer contribution / active EE | $2,571 | $2,468+4.2% | $3,424-24.9% | $2,584-0.5% |
| Participant deferral / active EE | $6,771 | $6,966-2.8% | $8,448-19.8% | $4,194+61.5% |
| Admin fee / account holder | $4,817 | $6,099-21.0% | $10,911-55.9% | $7,856-38.7% |