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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,475 | $59,111-9.5% | $86,451-38.1% | $68,490-21.9% |
| Participation rate | 85.3% | 75.2%+10.1pp | 80.3%+5.0pp | 67.9%+17.4pp |
| Annual return | -20.29% | -0.22%-20.1pp | 4398.51%-4418.8pp | -7.85%-12.4pp |
| Employer contribution / active EE | $0 | $2,519-100.0% | $3,770-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,762 | $5,900-19.3% | $6,953-31.5% | $4,028+18.2% |
| Admin fee / account holder | $1,766 | $5,640-68.7% | $6,734-73.8% | $5,403-67.3% |