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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,272 | $135,956-64.5% | $123,894-61.0% | $273,972-82.4% |
| Participation rate | 50.0% | 84.1%-34.1pp | 81.4%-31.4pp | 83.0%-33.0pp |
| Annual return | 20.88% | 56.63%-35.7pp | 47.52%-26.6pp | 41.46%-20.6pp |
| Employer contribution / active EE | $2,062 | $5,170-60.1% | $4,617-55.3% | $4,869-57.6% |
| Participant deferral / active EE | $10,911 | $6,343+72.0% | $5,984+82.3% | $5,287+106.4% |
| Admin fee / account holder | $9,577 | $9,817-2.4% | $8,357+14.6% | $10,133-5.5% |