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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,773 | $63,346-19.8% | $92,240-45.0% | $70,126-27.6% |
| Participation rate | 79.2% | 68.7%+10.6pp | 76.5%+2.8pp | 69.5%+9.7pp |
| Annual return | 17.65% | 530.19%-512.5pp | 176.29%-158.6pp | 73.15%-55.5pp |
| Employer contribution / active EE | $14,816 | $2,471+499.5% | $3,680+302.6% | $2,343+532.5% |
| Participant deferral / active EE | $2,153 | $2,854-24.6% | $3,897-44.8% | $3,332-35.4% |
| Admin fee / account holder | $1,691 | $3,841-56.0% | $5,194-67.4% | $4,645-63.6% |