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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,981 | $52,678-41.2% | $75,784-59.1% | $59,633-48.0% |
| Participation rate | 86.1% | 67.2%+18.9pp | 75.8%+10.3pp | 68.7%+17.4pp |
| Annual return | -3.13% | 2.95%-6.1pp | 9.68%-12.8pp | 2041.45%-2044.6pp |
| Employer contribution / active EE | $12,573 | $2,193+473.2% | $3,323+278.3% | $2,203+470.8% |
| Participant deferral / active EE | $2,667 | $2,591+2.9% | $3,652-27.0% | $3,192-16.4% |
| Admin fee / account holder | $4,267 | $3,610+18.2% | $5,300-19.5% | $4,297-0.7% |