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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,207 | $76,551-35.7% | $123,894-60.3% | $62,881-21.7% |
| Participation rate | 97.7% | 73.0%+24.7pp | 81.4%+16.3pp | 69.3%+28.4pp |
| Annual return | 175.98% | 18.68%+157.3pp | 47.52%+128.5pp | 20.14%+155.8pp |
| Employer contribution / active EE | $13,003 | $2,882+351.1% | $4,617+181.6% | $2,281+470.1% |
| Participant deferral / active EE | $1,917 | $4,840-60.4% | $5,984-68.0% | $3,203-40.2% |
| Admin fee / account holder | $6,845 | $4,826+41.8% | $8,357-18.1% | $4,296+59.3% |