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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,489 | $52,678+343.2% | $75,784+208.1% | $59,633+291.5% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.8%+24.2pp | 68.7%+31.3pp |
| Annual return | -5.39% | 2.95%-8.3pp | 9.68%-15.1pp | 2041.45%-2046.8pp |
| Employer contribution / active EE | $13,633 | $2,193+521.6% | $3,323+310.2% | $2,203+519.0% |
| Participant deferral / active EE | $4,982 | $2,591+92.3% | $3,652+36.4% | $3,192+56.1% |
| Admin fee / account holder | $4,816 | $3,610+33.4% | $5,300-9.1% | $4,297+12.1% |