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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,585 | $232,540-63.6% | $185,117-54.3% | $147,586-42.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 24.04% | 43.03%-19.0pp | 40.50%-16.5pp | 578.59%-554.6pp |
| Employer contribution / active EE | $2,212 | $5,195-57.4% | $4,182-47.1% | $4,876-54.6% |
| Participant deferral / active EE | $9,200 | $5,834+57.7% | $5,045+82.3% | $5,439+69.1% |
| Admin fee / account holder | $461 | $10,275-95.5% | $8,159-94.3% | $10,886-95.8% |