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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,972 | $175,259-29.3% | $149,723-17.2% | $139,487-11.1% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 14.20% | 166.82%-152.6pp | 134.50%-120.3pp | 373.84%-359.6pp |
| Employer contribution / active EE | $2,567 | $5,478-53.1% | $4,821-46.8% | $4,755-46.0% |
| Participant deferral / active EE | $7,402 | $6,522+13.5% | $5,682+30.3% | $6,713+10.3% |
| Admin fee / account holder | $3,268 | $16,158-79.8% | $13,215-75.3% | $11,407-71.3% |