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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,671 | $167,353-38.6% | $143,797-28.6% | $134,545-23.7% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -14.86% | 0.48%-15.3pp | -0.04%-14.8pp | 418.37%-433.2pp |
| Employer contribution / active EE | $1,896 | $5,620-66.3% | $4,952-61.7% | $4,742-60.0% |
| Participant deferral / active EE | $5,607 | $6,447-13.0% | $5,638-0.5% | $6,401-12.4% |
| Admin fee / account holder | $1,400 | $18,096-92.3% | $14,679-90.5% | $11,431-87.8% |