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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,843 | $116,167+33.3% | $64,489+140.1% | $137,256+12.8% |
| Participation rate | 50.0% | 68.2%-18.2pp | 67.7%-17.7pp | 80.0%-30.0pp |
| Annual return | 6.41% | 36.55%-30.1pp | 55.03%-48.6pp | 220.34%-213.9pp |
| Employer contribution / active EE | $1,000 | $2,483-59.7% | $1,523-34.3% | $4,156-75.9% |
| Participant deferral / active EE | $4,000 | $4,215-5.1% | $2,778+44.0% | $6,407-37.6% |
| Admin fee / account holder | $117 | $6,188-98.1% | $4,260-97.3% | $12,270-99.0% |