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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,843 | $222,882-30.5% | $182,153-15.0% | $198,609-22.0% |
| Participation rate | 50.0% | 67.8%-17.8pp | 65.7%-15.7pp | 82.4%-32.4pp |
| Annual return | 6.41% | 38.53%-32.1pp | 35.04%-28.6pp | 202.70%-196.3pp |
| Employer contribution / active EE | $1,000 | $2,741-63.5% | $2,593-61.4% | $5,055-80.2% |
| Participant deferral / active EE | $4,000 | $4,212-5.0% | $3,776+5.9% | $6,977-42.7% |
| Admin fee / account holder | $117 | $8,972-98.7% | $9,477-98.8% | $19,030-99.4% |