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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,165 | $127,386-30.8% | $115,037-23.4% | $125,388-29.7% |
| Participation rate | 92.3% | 84.2%+8.2pp | 81.4%+10.9pp | 83.2%+9.1pp |
| Annual return | -3.65% | 31.28%-34.9pp | 26.14%-29.8pp | 282.24%-285.9pp |
| Employer contribution / active EE | $7,175 | $5,166+38.9% | $4,608+55.7% | $4,866+47.4% |
| Participant deferral / active EE | $7,957 | $6,423+23.9% | $6,026+32.0% | $5,352+48.7% |
| Admin fee / account holder | $5,661 | $9,516-40.5% | $8,175-30.7% | $9,541-40.7% |