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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,194 | $150,446-7.5% | $136,297+2.1% | $147,585-5.7% |
| Participation rate | 42.9% | 84.4%-41.6pp | 81.9%-39.1pp | 82.8%-40.0pp |
| Annual return | 16.34% | 1049.14%-1032.8pp | 5156.19%-5139.9pp | 578.58%-562.2pp |
| Employer contribution / active EE | $1,039 | $5,256-80.2% | $4,696-77.9% | $4,876-78.7% |
| Participant deferral / active EE | $4,714 | $6,631-28.9% | $6,247-24.5% | $5,439-13.3% |
| Admin fee / account holder | $6 | $10,906-99.9% | $9,244-99.9% | $10,886-99.9% |