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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,790 | $45,119-40.6% | $85,126-68.5% | $74,429-64.0% |
| Participation rate | 35.1% | 49.4%-14.3pp | 67.5%-32.4pp | 67.2%-32.1pp |
| Annual return | 11.92% | 26.28%-14.4pp | 66.63%-54.7pp | 1368.38%-1356.5pp |
| Employer contribution / active EE | $0 | $1,460-100.0% | $2,731-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $1,249 | $2,738-54.4% | $4,523-72.4% | $4,348-71.3% |
| Admin fee / account holder | $552 | $2,214-75.1% | $6,160-91.0% | $1,944-71.6% |