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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,217 | $41,150-48.4% | $80,627-73.7% | $71,511-70.3% |
| Participation rate | 35.1% | 50.3%-15.2pp | 67.0%-31.9pp | 67.9%-32.8pp |
| Annual return | 59.76% | 38.48%+21.3pp | 936.76%-877.0pp | 28.86%+30.9pp |
| Employer contribution / active EE | $0 | $1,515-100.0% | $2,723-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $1,249 | $2,701-53.8% | $4,443-71.9% | $4,291-70.9% |
| Admin fee / account holder | $552 | $1,841-70.0% | $5,381-89.7% | $1,588-65.2% |