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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,988 | $196,972-39.1% | $182,262-34.2% | $198,609-39.6% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 19.61% | 158.27%-138.7pp | 140.60%-121.0pp | 202.70%-183.1pp |
| Employer contribution / active EE | $11,170 | $5,364+108.3% | $5,046+121.4% | $5,055+120.9% |
| Participant deferral / active EE | $8,058 | $8,643-6.8% | $8,276-2.6% | $6,977+15.5% |
| Admin fee / account holder | $656 | $18,429-96.4% | $16,712-96.1% | $19,030-96.6% |