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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,815 | $160,059+42.3% | $140,019+62.7% | $135,380+68.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -10.81% | 911.48%-922.3pp | 651.17%-662.0pp | 519.81%-530.6pp |
| Employer contribution / active EE | $21,301 | $6,420+231.8% | $5,605+280.0% | $4,779+345.7% |
| Participant deferral / active EE | $16,151 | $7,641+111.4% | $6,927+133.2% | $5,609+188.0% |
| Admin fee / account holder | $16,810 | $13,328+26.1% | $10,705+57.0% | $10,828+55.2% |