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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,304 | $171,867+31.7% | $149,721+51.2% | $147,586+53.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 21.13% | 2113.36%-2092.2pp | 1501.67%-1480.5pp | 578.59%-557.5pp |
| Employer contribution / active EE | $19,206 | $6,275+206.1% | $5,444+252.8% | $4,876+293.9% |
| Participant deferral / active EE | $15,095 | $7,270+107.6% | $6,568+129.8% | $5,439+177.6% |
| Admin fee / account holder | $2,808 | $13,799-79.6% | $11,282-75.1% | $10,886-74.2% |