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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,169 | $107,666+14.4% | $102,184+20.5% | $154,746-20.4% |
| Participation rate | 80.0% | 83.7%-3.7pp | 82.6%-2.6pp | 80.7%-0.7pp |
| Annual return | 19.83% | 29.33%-9.5pp | 31.58%-11.7pp | 172.34%-152.5pp |
| Employer contribution / active EE | $5,601 | $3,846+45.6% | $3,594+55.9% | $4,379+27.9% |
| Participant deferral / active EE | $14,031 | $8,719+60.9% | $8,309+68.9% | $6,730+108.5% |
| Admin fee / account holder | $5,217 | $12,943-59.7% | $11,609-55.1% | $14,365-63.7% |