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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,393 | $99,668-54.5% | $86,451-47.5% | $134,545-66.3% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -24.19% | 6789.61%-6813.8pp | 4398.51%-4422.7pp | 418.37%-442.6pp |
| Employer contribution / active EE | $4,362 | $4,403-0.9% | $3,770+15.7% | $4,742-8.0% |
| Participant deferral / active EE | $12,121 | $7,249+67.2% | $6,953+74.3% | $6,401+89.4% |
| Admin fee / account holder | $5,961 | $8,377-28.8% | $6,734-11.5% | $11,431-47.8% |