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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,169 | $100,970+22.0% | $96,576+27.5% | $137,256-10.3% |
| Participation rate | 80.0% | 82.6%-2.6pp | 81.4%-1.4pp | 80.0%0pp |
| Annual return | 19.83% | 38.16%-18.3pp | 38.47%-18.6pp | 220.34%-200.5pp |
| Employer contribution / active EE | $5,601 | $3,809+47.0% | $3,553+57.6% | $4,156+34.8% |
| Participant deferral / active EE | $14,031 | $8,286+69.3% | $7,956+76.3% | $6,407+119.0% |
| Admin fee / account holder | $5,217 | $11,312-53.9% | $11,381-54.2% | $12,270-57.5% |