Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,412 | $44,746+10.4% | $88,179-44.0% | $64,097-22.9% |
| Participation rate | 69.2% | 39.8%+29.4pp | 69.1%+0.1pp | 55.2%+14.0pp |
| Annual return | 9.92% | 24.70%-14.8pp | 64.97%-55.1pp | 34.64%-24.7pp |
| Employer contribution / active EE | $2,846 | $1,078+164.0% | $2,549+11.6% | $1,891+50.4% |
| Participant deferral / active EE | $5,660 | $2,072+173.2% | $4,614+22.7% | $3,080+83.8% |
| Admin fee / account holder | $21,940 | $3,437+538.3% | $7,673+185.9% | $3,454+535.1% |