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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,792 | $184,000-75.7% | $162,185-72.4% | $152,909-70.7% |
| Participation rate | 88.9% | 88.5%+0.4pp | 87.6%+1.3pp | 82.5%+6.4pp |
| Annual return | 20.48% | 150.80%-130.3pp | 115.61%-95.1pp | 345.46%-325.0pp |
| Employer contribution / active EE | $3,504 | $6,370-45.0% | $5,613-37.6% | $4,764-26.5% |
| Participant deferral / active EE | $686 | $8,033-91.5% | $7,297-90.6% | $5,851-88.3% |
| Admin fee / account holder | $2,306 | $13,124-82.4% | $10,844-78.7% | $11,601-80.1% |