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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,904 | $160,059-78.2% | $140,019-75.1% | $135,380-74.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -5.10% | 911.48%-916.6pp | 651.17%-656.3pp | 519.81%-524.9pp |
| Employer contribution / active EE | $4,012 | $6,420-37.5% | $5,605-28.4% | $4,779-16.0% |
| Participant deferral / active EE | $802 | $7,641-89.5% | $6,927-88.4% | $5,609-85.7% |
| Admin fee / account holder | $2,783 | $13,328-79.1% | $10,705-74.0% | $10,828-74.3% |