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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,650 | $78,682-33.1% | $109,188-51.8% | $85,851-38.7% |
| Participation rate | 85.0% | 68.3%+16.7pp | 75.9%+9.1pp | 69.3%+15.7pp |
| Annual return | 15.46% | 25.09%-9.6pp | 25.76%-10.3pp | 318.63%-303.2pp |
| Employer contribution / active EE | $6,125 | $2,734+124.1% | $3,723+64.5% | $2,565+138.8% |
| Participant deferral / active EE | $4,624 | $3,468+33.3% | $4,654-0.6% | $3,952+17.0% |
| Admin fee / account holder | $4,899 | $5,470-10.4% | $6,755-27.5% | $6,261-21.8% |