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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,102 | $72,273-39.0% | $101,275-56.5% | $79,856-44.8% |
| Participation rate | 80.5% | 68.5%+12.0pp | 75.8%+4.7pp | 69.6%+10.8pp |
| Annual return | 296.84% | 22.30%+274.5pp | 46.48%+250.4pp | 31.71%+265.1pp |
| Employer contribution / active EE | $8,851 | $2,691+228.9% | $3,660+141.8% | $2,471+258.2% |
| Participant deferral / active EE | $3,061 | $3,282-6.7% | $4,371-30.0% | $3,741-18.2% |
| Admin fee / account holder | $11,848 | $4,401+169.2% | $5,948+99.2% | $5,306+123.3% |