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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,918 | $125,797+118.5% | $170,057+61.7% | $75,177+265.7% |
| Participation rate | 88.1% | 83.6%+4.5pp | 87.0%+1.1pp | 67.2%+20.9pp |
| Annual return | 31.12% | 27.20%+3.9pp | 53.42%-22.3pp | 160.75%-129.6pp |
| Employer contribution / active EE | $14,774 | $4,616+220.0% | $6,790+117.6% | $2,671+453.1% |
| Participant deferral / active EE | $15,817 | $6,838+131.3% | $10,411+51.9% | $4,126+283.3% |
| Admin fee / account holder | $8,011 | $8,177-2.0% | $12,826-37.5% | $5,651+41.7% |