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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,942 | $137,414+107.4% | $189,545+50.3% | $85,851+231.9% |
| Participation rate | 80.6% | 84.6%-4.1pp | 87.8%-7.2pp | 69.3%+11.2pp |
| Annual return | -22.66% | 38.14%-60.8pp | 555.36%-578.0pp | 318.63%-341.3pp |
| Employer contribution / active EE | $14,796 | $4,344+240.6% | $6,162+140.1% | $2,565+476.7% |
| Participant deferral / active EE | $12,903 | $6,260+106.1% | $8,220+57.0% | $3,952+226.5% |
| Admin fee / account holder | $3,500 | $8,630-59.4% | $12,049-70.9% | $6,261-44.1% |