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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,476 | $138,386+253.0% | $184,260+165.1% | $80,935+503.5% |
| Participation rate | 74.3% | 83.9%-9.6pp | 86.8%-12.5pp | 67.7%+6.6pp |
| Annual return | 15.35% | 20.02%-4.7pp | 28.84%-13.5pp | 35.66%-20.3pp |
| Employer contribution / active EE | $11,335 | $4,851+133.7% | $6,427+76.4% | $2,757+311.2% |
| Participant deferral / active EE | $11,779 | $7,076+66.5% | $9,133+29.0% | $4,299+174.0% |
| Admin fee / account holder | $1,347 | $10,489-87.2% | $13,898-90.3% | $6,924-80.6% |