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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,435 | $110,083+138.4% | $151,645+73.1% | $68,490+283.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -16.28% | -10.12%-6.2pp | 3.34%-19.6pp | -7.85%-8.4pp |
| Employer contribution / active EE | $16,874 | $4,470+277.5% | $6,165+173.7% | $2,597+549.8% |
| Participant deferral / active EE | $16,173 | $6,526+147.8% | $8,363+93.4% | $4,028+301.5% |
| Admin fee / account holder | $6,881 | $7,718-10.8% | $11,614-40.8% | $5,403+27.4% |