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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,476 | $138,393+253.0% | $184,256+165.1% | $80,959+503.4% |
| Participation rate | 74.3% | 83.9%-9.6pp | 86.8%-12.5pp | 67.7%+6.6pp |
| Annual return | 15.35% | 20.01%-4.7pp | 28.85%-13.5pp | 35.67%-20.3pp |
| Employer contribution / active EE | $11,335 | $4,847+133.8% | $6,427+76.4% | $2,757+311.1% |
| Participant deferral / active EE | $11,779 | $7,076+66.4% | $9,133+29.0% | $4,300+173.9% |
| Admin fee / account holder | $1,347 | $10,489-87.2% | $13,899-90.3% | $6,925-80.6% |