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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,311 | $183,592-56.8% | $155,574-49.0% | $145,877-45.6% |
| Participation rate | 82.4% | 82.7%-0.3pp | 78.2%+4.1pp | 80.3%+2.1pp |
| Annual return | 12.62% | 61.37%-48.8pp | 64.87%-52.2pp | 551.28%-538.7pp |
| Employer contribution / active EE | $2,310 | $5,317-56.5% | $4,676-50.6% | $4,663-50.5% |
| Participant deferral / active EE | $9,134 | $6,466+41.3% | $5,629+62.3% | $6,691+36.5% |
| Admin fee / account holder | $1,165 | $19,316-94.0% | $15,914-92.7% | $13,402-91.3% |